A financial plan is a comprehensive evaluation of an individual’s current income and future financial state by using current known variables to predict future income, asset values and withdrawal plans. We build financial plans for clients which often cover savings and cash flow management, retirement funding, investment planning, risk management, insurance planning, efficient tax planning, estate planning and business succession planning.

An appropriate corporate retirement and benefit package is crucial for companies in attracting and retaining key employees. We help corporations establish custom retirement and benefit programs for their employees.  These include 401k, cash balance pension, and executive bonus plans as well as health benefit packages.

Estate planning is the process of anticipating and arranging, during a person’s life, for the disposal of their estate. Estate planning can be used to eliminate uncertainties over the administration of a probate and to maximize the value of the estate by reducing taxes and other expenses.

Insurance is an important element of any sound financial plan. Different kinds of insurance help to protect you and your loved ones against the cost of accidents, illness, disability, and death. Insurance can also be an important component of estate and tax planning. We also provide all types of business insurance to corporate clients.

There are a variety of retirement planning options that can help meet your savings goals. Your employer funds some; you fund some. We will help you determine which options best suit your specific circumstances and then help you build a plan to properly fund and invest to reach your goals.